B2B fintech
Before
30% bad-debt rate on sub-€50k loans, eroded margins.
Implementation
SOLVIX score plugged in via API on every credit request.
Result
Bad debt cut to 9%, lending volume held.
~/solvix/solvency
← Risk
$ Solvency
→ The SOLVIX score. On every counterparty.
Continuous credit-risk assessment on every company you deal with. The SOLVIX score combines financial, behavioural and public signals, refreshed in real time.
// solvix.config
module: "solvency"
category: "Risk"
status: "ready"
−60%
Bad debt avoided
−80%
Regulatory risk
< 5 min
Average onboarding
runtime active
Local configuration
SOLVIX adapts pricing, taxes and accounting standards for Solvency. Current: GB · GBP.
Region & currency
Why Solvency exists
The problem we solve
Credit decisions rely on expensive, static reports, already obsolete the day they're published. Meanwhile, corporate defaults hit record highs.
Expensive solvency reports, weeks out of date
No real-time signal on a customer's deterioration
Credit decisions based on sales intuition
Cost of bad debt underestimated: 25% of SME failures come from customer defaults
The SOLVIX solution
The SOLVIX score. On every counterparty. In real time.
A dynamic A+ to D score combining financial, behavioural and public signals, continuously updated. Natively embedded in your CRM, quotes and contracts.
Aggregation of structured, semi-structured and open data
AI models trained on millions of real defaults
Proactive alerts at the first weak-signal deterioration
How it works
5 steps, turnkey
1
Activation
Activate Solvency in minutes from your SOLVIX console.
2
Configuration
Pick country, currency, standard and business rules, guided wizard.
3
Data connection
Import your existing data or connect your systems via API.
4
Execution
Teams use the module daily, AI assists at every step.
5
Steering
Real-time dashboards, smart alerts, full audit trail.
Key features
Everything Solvency brings
Real-time SOLVIX score
A+ to D rating, refreshed on every material event.
Debtor monitoring
Proactive alerts as soon as a risk deteriorates.
Financial reputation
Consolidated history of payment incidents.
API & widgets
Embed the score in your CRM, quotes and contracts.
Problems solved
Problem → SOLVIX Solution → Result
Problem
Without a dedicated solution: real-time solvix score is difficult and time-consuming.
SOLVIX Solution
Solvency: A+ to D rating, refreshed on every material event.
Result
Industrialised process, guaranteed compliance, teams freed up.
Problem
Without a dedicated solution: debtor monitoring is difficult and time-consuming.
SOLVIX Solution
Solvency: Proactive alerts as soon as a risk deteriorates.
Result
Industrialised process, guaranteed compliance, teams freed up.
Problem
Without a dedicated solution: financial reputation is difficult and time-consuming.
SOLVIX Solution
Solvency: Consolidated history of payment incidents.
Result
Industrialised process, guaranteed compliance, teams freed up.
Problem
Without a dedicated solution: api & widgets is difficult and time-consuming.
SOLVIX Solution
Solvency: Embed the score in your CRM, quotes and contracts.
Result
Industrialised process, guaranteed compliance, teams freed up.
Business benefits
Measured impact on your organisation
Productivity
+40%
Native automation that removes manual data entry.
Operating costs
−35%
Consolidated stack, fewer vendors, faster processes.
Risk
−60%
Embedded controls, full audit trail, native compliance.
Growth
+25%
Data-driven decisions, faster execution, easier expansion.
Governance
100%
A single source of truth for your committees and auditors.
Customer experience
+30%
Smooth onboarding, contextual support, unified communication.
For whom
Solvency serves every demanding organisation
Growing SMEs
Structure fast without bloating the organisation.
Large enterprises
Unify processes at international scale.
Multinational groups
Consolidate standards, currencies and entities.
Financial institutions
Meet regulatory requirements with no friction.
Public administrations
Industrialise public management with full auditability.
Startups
Go pro from day one, scale without rewriting everything.
Use cases
Before SOLVIX · Implementation · Results
Artificial intelligence
SOLVIX AI at the heart of Solvency
Predictive scoring
Anticipates defaults 4 to 9 months before they occur.
Weak-signal detection
Shifts in payment behaviour, emerging litigation, at-risk directors.
Continuous monitoring
Re-evaluation on every event, with no human intervention.
SOLVIX ecosystem
Solvency talks natively with the whole platform
No connector. No syncing. No double entry. One database.
CRM & Sales
From prospect to payment, on one platform.
Accounting
Multi-standard. Multi-entity. Multi-currency.
Treasury
Real-time cash visibility across every bank.
Tax
One tax engine. Every country.
Procurement
From need to payment, under control.
Debt Registry
Publish, prove, recover.
Collections
Amicable, structured, legal, orchestrated.
KYC / KYB
Know your customer. For real.
Key figures
Average impact measured at our clients
−60%
Bad debt avoided
−80%
Regulatory risk
< 5 min
Average onboarding
24/7
Continuous monitoring
Testimonials
What leaders who switched are saying
« The SOLVIX score saved us €4M in bad debt over 14 months. Best software ROI we have. »
Marie-Hélène Cottet
Credit Risk Manager · Distribution Pro